A person hanging off a cliff by one hand while being weighed down by a large ball labeled "debt," symbolizing the oppose to HB18-1057 Debt Collection Procedure.

Oppose HB18-1057: An Alarming Change in Debt Collection Procedure

Now is not the time to give debt collectors an unprecedented short cut that undermines privacy and involves the state in private matters.

colorado secure savings plan

Testimony: Colorado Secure Savings Plan Offers Coloradans Retirement Security

In our 2016 study, we found almost 900,000 Colorado private sector workers in their prime working years are not participating in any type of retirement savings plan at work. The Colorado Secure Savings Plan could change that.

retirement in colorado

We Need to Talk About Retirement in Colorado

Whether you're just starting out or getting closer to the end of your career, saving for retirement must be a priority for all Coloradans.

student loan predators

Colorado Can Stop Student Loan Predators

Outstanding student loan debt now totals $24.75 billion across the state, outpacing all other debt outside of mortgages. Adding insult to injury, federal student loan servicers often operate deceptively to collect on these debts.

security freezes

Testimony: Support Security Freezes on Consumer Reports

The recent Equifax data breach, in which thieves stole the names, Social Security numbers, birth dates, and addresses of 147.9 million Americans, makes abundantly clear the need to better protect our most sensitive data.

Predatory-Payday-Lending-in-Colorado_The-Bell-Policy-Center

Predatory Payday Lending in Colorado

Building wealth is difficult enough, but high-cost lenders, check cashers, and pawn shops that offer predatory loans strip families of savings and make economic mobility even harder.

Protest sign reading "save the American dream, ensure economic mobility in Colorado" held aloft in a crowd.

Economic Mobility in Colorado

We can raise the economic floor, build a diverse and thriving middle class, and embrace innovation in Colorado, but we need facts and ideas to change our trajectory. This guide provides just that.

building assets

Building Assets Key to Economic Mobility

While income determines how families meet basic needs, building assets is one of the key drivers to help families move into the middle class and build a stable and prosperous economic future.

Group of Millennials engrossed in their mobile devices.

Infographic: Millennials, Money, & Debt

Millennials are living paycheck to paycheck, making saving and paying down debt not an easy task.

Financial Protection and Empowerment

CFPB Forced Arbitration Rule Protects Consumers

Without the CFPB forced arbitration rule, power will remain with big banks and Wall Street. With it, the CFPB rule will hold bad actors accountable and send a strong signal to other firms to not follow suit.