Broken piggy bank with coins spilled out, symbolizing the urgency for the Colorado Secure Savings Plan debated in HB17-1290 testimony.

Testimony: Support HB17-1290 to Create Colorado Secure Savings Plan

In a 2016 study, we found almost 900,000 Colorado private sector workers in their prime working years are not participating in any type of retirement savings plans at work.

Red telephone handset with coiled cord on a white background, serving as a testimony to the Colorado Fair Debt Collection Practices Act.

Testimony: Preserve & Strengthen Colorado Fair Debt Collection Practices Act

The most effective way to ensure that Coloradans are not hounded for debts they do not owe, have contested, or paid off is to require debt collectors meet a “proof of debt” standard before attempting any collection action.

retirement in colorado

Report: Solutions to Retirement Crisis

America faces a retirement crisis, as a substantial number of working families are not saving enough to meet their needs in retirement.

A collection of various credit cards scattered and overlapped on a surface, illustrating the complexity of consumer credit transactions.

Testimony: Finance Charges on Certain Consumer Credit Transactions

Raising the costs on supervised loans and credit sales forces hard-working Colorado families, many whose credit histories are damaged by the Great Recession, to pay more for no justifiable reason.

Close-up of a u.s. 1040 tax form including State Income Tax Refunds.

Splitting State Income Tax Refunds Can Help Families Build Assets

Allowing Coloradans to split their state income tax refunds and directly deposit a portion into several accounts would encourage savings overall and help low- to moderate-income families build wealth.

Three construction workers silhouetted against a sunset sky, embodying workforce development in action.

Colorado Workers Face a Retirement Crisis

Today, almost 900,000 Colorado private-sector workers in their prime working years are not participating in traditional pensions or 401(k)-type retirement savings plans at work.

Lightning strike near a dilapidated wooden cabin in Colorado at night.

Report: Retirement at Risk in Colorado

In Colorado, nearly 1 million private-sector workers in their prime working years do not participate in either traditional pension plans or 401(k)-type defined contribution plans at work.

PERA

Amendment 66 & PERA

PERA is the retirement system for state and local government employees, including teachers. It is the only retirement program for these employees, virtually all of whom do not participate in or receive Social Security benefits.