Testimony: Finance Charges on Certain Consumer Credit Transactions

Raising the costs on supervised loans and credit sales forces hard-working Colorado families, many whose credit histories are damaged by the Great Recession, to pay more for no justifiable reason.

Splitting State Income Tax Refunds Can Help Families Build Assets

Allowing Coloradans to split their state income tax refunds and directly deposit a portion into several accounts would encourage savings overall and help low- to moderate-income families build wealth.

Colorado Workers Face a Retirement Crisis

Today, almost 900,000 Colorado private-sector workers in their prime working years are not participating in traditional pensions or 401(k)-type retirement savings plans at work.

Report: Retirement at Risk in Colorado

In Colorado, nearly 1 million private-sector workers in their prime working years do not participate in either traditional pension plans or 401(k)-type defined contribution plans at work.

PERA

Amendment 66 & PERA

PERA is the retirement system for state and local government employees, including teachers. It is the only retirement program for these employees, virtually all of whom do not participate in or receive Social Security benefits.