Posts by Bell Policy Center Staff

predatory payday lending in Colorado, payday loans

Fair Lending for a Thriving Colorado Comment on Payday Lending Rule

Some coalition members submitted the following letter in response to the CFPB's proposed rule on payday, vehicle title, and certain high-cost installment loans.

Two-Generation

Bound to Succeed: Two-Generation Approaches to Education in Colorado

Our research report discusses an important emerging strategy that helps low- to moderate-income families move out of poverty, known as a two-generation approach. 

I voted" stickers on a metal surface, symbolizing participation in the election guided by the 2016 Ballot Guide.

2016 Ballot Guide

Each election cycle, we examine the statewide ballot measures and make recommendations based on the values that drive our work. Here is our take on 2016 ballot measures.

Colorado's Minimum Wage

Raising the Minimum Wage Won’t Hurt Colorado Jobs

A recent study claimed raising Colorado's minimum wage to $12 by 2020 would result in 90,000 jobs lost; this has been debunked.

local control of minimum wage in colorado

Minimum Wage Facts

Working full time at minimum wage is not enough to support the basic cost of living in most communities in Colorado.

A collection of various credit cards scattered and overlapped on a surface, illustrating the complexity of consumer credit transactions.

Testimony: Finance Charges on Certain Consumer Credit Transactions

Raising the costs on supervised loans and credit sales forces hard-working Colorado families, many whose credit histories are damaged by the Great Recession, to pay more for no justifiable reason.

Graduates in caps and gowns celebrating the conclusion of the ASPIRE Colorado pilot program during a commencement ceremony.

Testimony: Support HB16-1196 for ASPIRE Colorado Pilot Program

Based on research, the college savings accounts that will be established through the pilot program authorized in HB16-1196 will help expand the number of Coloradans from low-to moderate-income families who enroll in and complete college.

Close-up of a u.s. 1040 tax form including State Income Tax Refunds.

Splitting State Income Tax Refunds Can Help Families Build Assets

Allowing Coloradans to split their state income tax refunds and directly deposit a portion into several accounts would encourage savings overall and help low- to moderate-income families build wealth.

A gavel resting on its sound block beside a stack of legal books related to HB16-1299 on a wooden surface.

Testimony: Oppose HB16-1299 to Lower Standards Awarding Defendant Litigation Costs in Employment Discrimination Cases

In a detailed analysis of state anti-discrimination laws that provide remedies to workers who prove workplace discrimination, the Bell Policy Center found these laws have no statistical effect on the creation of small businesses.

A person's hand operating a traditional spinning wheel to twist fiber into yarn as part of an Apprenticeship Study.

Testimony: Support HB16-1287 for Apprenticeship Study

Expanding pre-apprenticeship and apprenticeship opportunities is a win-win proposition for Colorado.