Hands exchanging a two-dollar bill with text overlay discussing fees and fines for installment loans.

In The Know: Fees, Fines, and Add-Ons for Installment Loans

Add-on costs and fees are a growing concern for Coloradans and they're beginning to appear in more and more places. These additional charges quickly add up and exacerbate financial challenges for consumers.

Graphic illustration for the bell policy center's report on 'the state of aging' featuring a silhouette of an elderly person leaning on a cane against a backdrop of a mountainous landscape.

The State of Aging in Colorado

The first of its kind, this new report provides deep data analysis and research to identify gaps and also provides a long-term benchmark to measure future progress.

consumer protections

Dismantling Effective Consumer Protections: The Wrong Path for Colorado

Colorado’s current lending protections are meaningful, valuable, and time tested. Weakening them at the behest of the predatory lending industry will cause irreparable harm across our state.

enterprise funds colorado

Why a Statewide Strategy on Financial Empowerment is Needed

Learn more about what an office of financial empowerment would look like and do in Colorado by reading our latest brief.

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Race, Taxes, & Colorado’s Regressive Tax Codes

Through new analysis, we hope to use further data to examine how Colorado can develop a fair tax code that provides adequate funding for public investment as well as ensures tax codes are designed in an equitable manner.

A stop sign with an added sign below it that reads "Colorado eviction," against a blank background, highlighting the ongoing rental crisis.

Colorado’s Looming Eviction & Rental Crisis

By September, nearly 420,000 Coloradans will be at risk of evictions, having accumulated nearly $765 million in rental debt. Unless action is taken, Colorado could experience an eviction and rental crisis larger than the Great Recession.

Colorado Budget COVID 19

Lasting Damage: COVID-19’s Toll on Colorado’s Strapped State Budget

This in-depth blog outlines the economic conditions that are forcing false choices and deep cuts that will lead to lost opportunities for Coloradans, exacerbate and increase inequities, and lead to future costs far greater than those of prevention.

2021 colorado legislative session, progressive income tax system, colorado legislative preview

Colorado Recovery Hub

The Bell's Recovery Hub is a central location for credible information, ideas, analysis, and resources relevant to the immediate and future responses Colorado can undertake to respond to our changing environment.

financial empowerment, what is economic mobility

Secure Savings: How the Racial Wealth Gap Manifests for Older Coloradans

While Secure Savings alone will not close Colorado’s racial wealth gap, it will go a long way toward building assets and security for all Coloradans — particularly Coloradans of color — in retirement.

school to prison pipeline colorado

Colorado’s Racial Wealth Gap: Mass Incarceration & the School-to-Prison Pipeline

Mass incarceration is both a product and cause of the racial wealth gap. This brief examines the policies and history that created and continue trends affecting Coloradans of color.